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The goal of myNQDC.com is to help you, your clients, or your executives and key employees make the most of nonqualified deferred compensation. With clear writing and independent, unbiased expertise, we will make you smarter about NQDC, from the basics to the complex aspects of financial planning, taxation, and legal issues. We offer both individual memberships and corporate licensing.

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Ten Financial-Planning Rules Everyone With Nonqualified Deferred Compensation Needs To Know

To be a well-informed participant in your company's nonqualified deferred compensation (NQDC) plan, you must know these related financial-planning concepts.


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More featured articles:
Opportunities And Risks: The Role Of Nonqualified Deferred Compensation In Your Financial Planning (Part 1)
Nonqualified Deferred Compensation: The Basics
For Love Or Money: Look At Nonqualified Deferred Compensation With Eyes Wide Open
Your Company’s NQDC Plan: What You Must Understand To Maximize Its Value
UPDATES! What are the 2021 adjustments to the IRS limits for qualified retirement plans that affect nonqualified deferred compensation?

Alert: At year-end, many participants in nonqualified deferred compensation (NQDC) plans must decide how much of next year’s salary to defer. Factors in this decision include the IRS limits on contributions to qualified retirement plans, and this year also the outlook for future tax rates after the 2020 election. The IRS just set the qualified plan limits for 2021…


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More featured FAQs:
UPDATES! When is a furlough or a leave of absence a termination of employment under my NQDC plan?
UPDATES! What if I have a financial or medical hardship? Can I get a distribution?
UPDATES! What happens if my company refuses to pay my distributions or other conflicts arise?
UPDATES! I plan to move. What if I live in a different state at distribution than the state where I worked? How is the distribution taxed?
UPDATES! Can I put more away with a nonqualified deferred compensation plan than with a 401(k) plan? What are the limits?
Recently Added Content
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Article: NEW! Impact Of The SECURE Act On NQDC Plans And Retirement Distribution Elections
FAQ: NEW! What is IRS Form W-4 and how does it apply to withholding from nonqualified deferred compensation?
Article: Make The Most Of Social Security Benefits With NQDC Distributions
Article: Risks Of Nonqualified Deferred Compensation: Examples From Court Cases
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Glossary
Selected entries from our extensive glossary.
Account-balance plan
Bucket approach
COLI
Deferral
Deferred compensation
Distribution
Elective deferral plan
FICA short-term deferral rule
Hypothetical investments
In-service distribution
Income replacement ratio
Linked plan
Rabbi trust
Restoration plan
Section 409A
Secular trust
Stock option
Tax deferral
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Basics of NQDC
NQDC Taxation
Enrollment
Distributions
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Core Concepts Pt. 1
Core Concepts Pt. 2
NQDC Taxes Pt. 1
NQDC Taxes Pt. 2

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