The opportunity to participate in your company’s nonqualified deferred compensation (NQDC) plan can provide you with the wealth to meet many of your financial goals, including a comfortable retirement. However, participation is not simple, and the choices you must make can seem confusing. Part 3 of this series explores investment choices, risks, and death issues.

When you have a separate agreement with your company to pay some portion of this money to your beneficiary…

If the plan is set up so that it will not pay any distributions during your lifetime, but will instead pay the deferred amounts in a lump sum at death to your named beneficiary, the value…