The opportunity to participate in your company’s nonqualified deferred compensation (NQDC) plan can provide you with the wealth to meet many of your financial goals, including a comfortable retirement. However, participation is not simple, and the choices you must make can seem confusing. Part 3 of this series explores investment choices, risks, and death issues.

As there is no tax deferral, a secular trust offers only an after-tax arrangement. Therefore, you must balance this detraction against…

A secular trust is a type of irrevocable trust that holds the amounts deferred by one or more employees. Unlike the rabbi trust, its assets…