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Frequently Asked Question
UPDATES! What restrictions affect when I can receive NQDC distributions and what I can elect? What can trigger an early payout?

Your plan will set limits and have specific rules on when distributions will be made and what you can elect. In addition, IRC Section 409A controls the…

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More FAQs
Is it better to elect distributions as a lump sum or as an installment over a period of years, like an annuity?
Which is better: a class-year plan or an account-based plan?
What are class-year plans and account-based plans for deferrals and distributions?
What is a laddering or bucket approach to distributions?
If I am not certain about when I should take my distributions, when should I elect to receive them?
How much of my compensation should I defer?
Can I at least change my distribution election when I lose my job?
Can I elect a different timing for just a part of my already scheduled future distributions, or must my subsequent deferrals all be treated the same?
How do I change the timing or form of my distribution?
Can I (or my company) fix a tax mistake I made in deferring my income or in the distribution without being penalized?

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