Hide login
Frequently Asked Question
Which is better: a class-year plan or an account-based plan?

First you must see what your company offers, and what is administratively possible. The preferable choice depends on…

Not Yet Registered?
Sign up now!
You can have access to our in-depth exclusive content on NQDC in just a few clicks.
Forgot your username or password?
More FAQs
Is it better to elect distributions as a lump sum or as an installment over a period of years, like an annuity?
Which is better: a class-year plan or an account-based plan?
What are class-year plans and account-based plans for deferrals and distributions?
What is a laddering or bucket approach to distributions?
If I am not certain about when I should take my distributions, when should I elect to receive them?
How much of my compensation should I defer?
Can I at least change my distribution election when I lose my job?
Can I elect a different timing for just a part of my already scheduled future distributions, or must my subsequent deferrals all be treated the same?
How do I change the timing or form of my distribution?
Can I (or my company) fix a tax mistake I made in deferring my income or in the distribution without being penalized?

The content on myNQDC.com is provided as an educational resource. myNQDC.com shall not be liable for any errors or delays in the content, or any actions taken in reliance thereon. Copyright ©2023 myStockPlan.com, Inc. Please do not copy or excerpt content from this website without the express permission of myStockPlan.com Inc. Contact editors@mystockoptions.com for licensing information.